PCC/Builders

Single Family.
Full cycle.

From lot acquisition to construction draw to inventory loan — PCC structures single family and luxury SFR financing as a continuous capital relationship, not a series of disconnected transactions.

Acquisition
Construction
Fix & Flip
Fix & Rent
Inventory
Planned Community
Subdivision
Construction — From
SOFR + 5.0 pts  ·  8.66%
Max LTC — Construction
Up to 85%
Fix & Flip — Max Financing
Up to 95% LTC
Land — Max LTC
Up to 65% LTC
Jumbo Luxury SFR — From
$20M+
Phased Facilities — From
$20M to $1B+
Single Family Products
Construction Financing
Ground-Up & Major Renovation
From  ·  SOFR + 5.0 pts
8.66%
Ground-up construction financing for single family, luxury SFR, and spec home builders. Full draw management and lender negotiation from permit to TCO.
Up to 85% LTC
Land up to 65% LTC
Interest-only draws
12–24 month terms
Domestic & International
Rates are floating, indexed to SOFR. Fixed-rate options available on select programs. Terms subject to lender underwriting and deal characteristics.
Acquisition
Land & Property Acquisition
From  ·  SOFR + 4.0 pts
7.66%
Bridge acquisition financing for lots, land positions, and existing structures. Domestic and international.
Up to 75% LTV
Land up to 65% LTC
6–18 month terms
Fix & Flip
Rehab & Resale Financing
From  ·  SOFR + 6.0 pts
9.66%
Short-term rehab and resale financing for experienced operators. Fast underwriting, flexible draw schedules.
Up to 95% LTC
3–12 month terms
All rehab scopes
Fix & Rent
Rehab to Hold Financing
From  ·  SOFR + 4.0 pts
7.66%
bridge to DSCR
Acquisition and rehab bridge financing structured for takeout into a permanent DSCR loan at stabilization.
Up to 80% LTC
DSCR takeout ready
12–18 month bridge
Inventory Loans
Completed Unsold Inventory
From  ·  SOFR + 3.0 pts
6.66%
Financing for completed but unsold residential inventory. Bridges the gap between construction loan payoff and individual sale closes.
Term to 24 months
DSCR underwriting
Portfolio eligible
Tell Us About Your Deal

Ready to talk
about your build?

Every inquiry is reviewed personally. If we can help, you'll hear from us within 24 hours. If we can't, we'll tell you that too — and point you somewhere that can.

All inquiries held in strict confidence
No obligation — honest assessment guaranteed
Domestic and international projects welcome
Response within one business day
Submit a Deal
Palm Crest Capital, LLC — Builders

All submissions are held in strict confidence.

Palm Crest Capital, LLC is a capital advisory firm. PCC does not act as a registered broker-dealer or investment adviser. All rate references are indicative and subject to change. Nothing on this site constitutes an offer to lend. Full disclaimer →